Insurance Services

Committment To Privacy

We at Andrew R. Smith Insurance Services, Inc. (ARS) value you, your business and your privacy. As part of our continuing efforts to safeguard your personal information, we are providing this notice to help you understand what types of information we may collect about you, what we do with the information, and with whom we might share it.

Our privacy policy applies to current, prospective, and former customers. We will provide a privacy notice annually, as long as we continue to do business with you.

Types of Information We Collect About You, and Where We Get That Information

We may collect nonpublic personal information about you:

  •  Information that you provide to us on applications, via email, on our website, phone calls, and other forms (physical and digital)
  •  Information we receive from insurance companies, organizations and related entities
  •  Information we receive from the Department of Motor Vehicles or other reporting consumer agencies
  •  Information contained in medical records or from medical professionals related to insurance claims and/or policy underwriting

Types of Information About You We Disclose To Others, and To Whom We Disclose It To

We occasionally need to share your nonpublic personal information with nonaffiliated third parties, but only in connection with the quoting of your insurance, the processing of transactions, the servicing of your business, or complying with state and federal law, pursuant to:

  •  If you authorize or agree to such disclosure
  •  As otherwise required or permitted by law

Nonaffiliated third parties with whom we might share your nonpublic personal information include but are not limited to the following:

  •  Insurance companies, organizations and related entities
  •  Risk management and auditing companies
  •  Others pursuant to Joint Marketing Agreements in connection to the above
  •  Legal counsel and attorneys who may be defending you in lawsuits
  •  Legal and regulatory authorities.

We do not sell your nonpublic personal information.

Our Policy and the California Consumer Privacy Act

Under the California Consumer Privacy Act, any business that sells information to third parties must provide California residents the right to opt out and the right to request the deletion of their data. We do not sell your personal information.

How We Protect the Confidentiality and Security of Your Information

We restrict access to nonpublic personal information about you only to those who may need access to that information for legitimate business purposes. We maintain physical, electronic, and procedural safeguards designed to ensure the privacy of your personal information, and we monitor these security protections on an ongoing basis.

Website and Mobile Policies

In addition to the practices described above, the ARS website may use common tracking technologies like browser cookies, local shared objects, device IDs, analytics tools, or other technologies. We may also collect certain technical information about the device you use to access our site or services, such as browser, time stamp, hardware type, language and time zone settings, IP address, OS type and version, and installed fonts. We do not sell this information. The ARS website does not allow third party advertising. If you click on links to other sites, you will be taken to websites we do not control. We are not responsible for these third party sites, and our privacy policy does not apply to such sites. We strongly enourage you to read the privacy policy of such websites.