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Commercial Insurance


At Andrew R. Smith Insurance Services, Inc. (ARS), our mission is to protect our customers' financial security by providing quality and competitive business insurance products and risk management services, underlined by integrity, professionalism and uncompromising standards.

Our core values of trust, respect, passion and courage guide us each and every day.

As an independent agency established in 1997, ARS works with our clients to sort through a myriad of options to provide quality, un-biased advice. ARS works with over 30 preferred insurance companies on a regular basis and accesses numerous more through our network of providers and affiliations. Our customers benefit from the experience level of our team of insurance professionals who take the time to research a wide variety of insurance and financial service programs offered by the leading insurance companies.

Because we are independent, we can offer more options, more expertise, and more personal attention.

ARS insures businesses of all sizes from a broad range of industries in Southern California and beyond. We offer expertise in the Hospitality, Restaurant, Construction, Pest Control, Manufacturing, and Wholesaler-Distributor industries.

We invite you to talk to us about your business so we can recommend products, services and solutions that best fit your needs.